The Last Rupee Investment Mindset

What is this post about?

Retail investors invest in the stock market with money available with them. This investable money can come from various sources — salary, borrowed money, inherited money etc. Do you know that the source of the investable money plays a role in your investment approach? The source of your investable money influences your risk taking ability, motivation to spend time on company/industry research, and even impact your buy and sell decisions. In this post, we will explore the ‘Last Rupee Investment Mindset’, how this mindset leads to wealth generation in the long term.

Easy Money vs Earned Money

Easy money is money that you get without working hard or long or smart. Some sources of easy money can be winning a lottery, inherited money, or borrowed money from friends/families.

Earned money is what you get by working hard, long, or smart. Typical sources of earned money can be salaries, self-made businesses etc.

To understand the difference between the characteristics of easy and earned money, let’s read through a short story.

Raj and Mohan are sons of two different farmers, who grow cotton. As Raj and Mohan come of age, their fathers help them learn the art of growing cotton. Raj’s father is well off, and…